Federal Scientists: Flood Insurance Program is Pushing Salmon and Orcas to Extinction Scientists at the National Marine Fisheries Service ( "NMFS" ) today issued a long-awaited regulatory finding that the National Flood Insurance Program is pushing orcas and several runs of salmon towards extinction, in violation of the Endangered Species Act. The National Flood Insurance Program is implemented by the Federal Emergency Management Agency. The document, known as a biological opinion, is all but certain to trigger significant improvements in the development codes applicable in cities and counties across Puget Sound to help reduce risks to people and wildlife. Without implementing the changes called for by NMFS, these cities and counties could lose eligibility for federal flood insurance. NMFS issued the biological opinion pursuant to a federal court decision in 2004. In National Wildlife Federation v. National Marine Fisheries Service, Judge Thomas Zilly of the federal district court in Seattle found that FEMA's flood insurance program encouraged floodplain development and harmed salmon already threatened with extinction. He ordered FEMA to consult with NMFS to ensure compliance with the Endangered Species Act, and the document issued today is the result of that process....So you have one federal program doing damage to another federal program and something must be done. Not exactly the approach they use when a federal program damages a private program.